The Ultimate Homemade Cinnamon Swirl Bread: Soft, Moist, and Irresistibly Delicious
There’s nothing quite like the comforting embrace of a freshly baked loaf of bread, especially when it’s infused with the warm, aromatic spices of cinnamon and sugar. This Homemade Cinnamon Swirl Bread recipe promises to fill your home with an intoxicating fragrance that instantly evokes coziness and joy. Each glorious bite of this soft, incredibly moist bread reveals a beautiful ribbon of sweet cinnamon sugar, perfectly complemented by a delightful crunchy topping and optional white chocolate chips. This bakery-quality treat is not just a bread; it’s an experience, making it the perfect choice for a special breakfast, a delightful brunch, or a comforting dessert.
If the enchanting combination of cinnamon and sugar holds a special place in your heart, then you’ve found your new favorite recipe! This classic flavor pairing is a beloved staple in many households, including ours, which is why we’ve crafted several other delectable cinnamon-infused recipes for you to explore. Don’t miss out on our Cinnamon Roll Sheet Cake, a simplified take on classic cinnamon rolls, our truly Homemade Cinnamon Rolls for those special occasions, and our unique Cinnamon Chocolate Chip Coffee Cake. Each recipe offers a perfect mouthful of cinnamon sweetness, but this Cinnamon Swirl Bread stands out with its unique texture and incredible aroma.

Why This Cinnamon Swirl Bread Recipe is a Must-Try
What makes this Cinnamon Swirl Bread stand head and shoulders above other recipes? It’s a combination of carefully selected ingredients and clever techniques that result in a truly unforgettable loaf. Here’s why this recipe is sure to become a beloved favorite in your home:
- Unmatched Delicious Cinnamon Flavor: This cinnamon swirl bread recipe is meticulously crafted to deliver a perfect harmony between the sweet, aromatic cinnamon sugar swirl and the tender, comforting bread. Every single slice offers an exquisite balance, ensuring that the cinnamon’s warmth shines through without overpowering the delicate sweetness, creating a truly perfect bite each time.
- Irresistibly Moist Cinnamon Bread: The secret to this bread’s incredible texture lies in the strategic addition of sour cream (or plain Greek yogurt for a lighter touch) and a touch of coconut oil. These ingredients work synergistically to create an irresistibly moist and tender bread that remains fresh and delightful for much longer than typical quick breads. No dry crumbly slices here!
- Delightful Crunchy Cinnamon Crumble Topping: To elevate the experience, we’ve included a generous, crunchy cinnamon crumble topping. This streusel-like layer adds a fantastic textural contrast to the soft bread and provides an extra punch of sugary, spiced sweetness, making each slice a multi-dimensional treat. It’s the perfect crown for this beautiful loaf.
Essential Ingredients for Your Perfect Cinnamon Swirl Bread
Crafting the perfect loaf begins with understanding the role of each ingredient. Here’s a detailed look at what you’ll need and why it matters for this homemade cinnamon bread:
- Cinnamon: This truly is the ultimate cinnamon bread! We use cinnamon not once, but twice, to ensure maximum flavor. It’s featured prominently in the rich cinnamon sugar swirl that winds through the middle of the loaf, and again in the glorious, crunchy cinnamon topping. Opt for high-quality ground cinnamon for the best aromatic results.
- Sugar: Both granulated sugar and brown sugar play crucial roles. The fine granulated sugar combines with cinnamon to form the signature cinnamon swirl mixture for the bread’s heart. Meanwhile, the rich molasses notes of brown sugar are essential for creating the deeply flavored, crunchy cinnamon crumble topping, adding complexity and depth of flavor.
- All-Purpose Flour: The foundation of our bread. For accurate measurements and consistent results, always remember to fluff your flour with a fork or whisk before spooning it into your measuring cup and leveling it off. This prevents over-packing, which can lead to a dense, dry bread.
- Butter: Melted butter is key for our crunchy cinnamon topping. As it mixes with the brown sugar and flour, it creates a rich, crumbly texture that sets beautifully during baking, forming a golden, buttery, and crunchy cinnamon topping. Always use unsalted butter if you want to control the salt content precisely.
- Milk: Adds moisture and richness to the batter. Feel free to use whole milk for a richer crumb, or 2% milk if preferred. Buttermilk is also an excellent choice, as its acidity can react with the baking soda to yield an even more tender and light texture.
- Sour Cream: This is a powerhouse ingredient for moistness and a subtle tang that balances the sweetness. If you don’t have sour cream on hand, plain full-fat Greek yogurt is an excellent substitute, offering a similar texture and acidity profile that contributes to the bread’s incredibly tender crumb.
- Coconut Oil: Another secret weapon for moisture and a delicate flavor. Measure the coconut oil in its solid state, then melt it gently before adding it to your wet ingredients. It helps create that moist cinnamon bread texture we’re aiming for.
- White Chocolate Chips: These are an optional, yet highly recommended, addition for an extra layer of sweetness and creamy texture. To prevent the chips from sinking to the bottom of your loaf during baking, partially mix your batter before folding them in. For a more even distribution and smaller bursts of flavor, you might consider finely chopping the chips before adding them.
Step-by-Step Guide to Baking Your Perfect Cinnamon Swirl Bread
Follow these detailed steps to create a truly irresistible loaf of Cinnamon Swirl Bread that will impress everyone!
- Prepare the Cinnamon Sugar Mixture: In a small bowl, whisk together 1/3 cup of granulated white sugar and 1 tablespoon of ground cinnamon until well combined. This is the heart of your swirl, so ensure it’s evenly mixed. Set this fragrant mixture aside for later use.
- Craft the Crunchy Cinnamon Topping: In a separate small bowl, combine 1/2 cup of packed brown sugar, 1 tablespoon of all-purpose flour, 1 tablespoon of ground cinnamon, and 2 tablespoons of melted butter. Use a fork or your fingertips to mix these ingredients until a crumbly texture forms. This delightful topping will add an irresistible crunch to your finished loaf. Set it aside.
- Prepare the Cinnamon Swirl Bread Batter: In a large mixing bowl, combine all the wet ingredients: 1 cup of packed light brown sugar, 2/3 cup of milk (whole, 2%, or buttermilk), 1/2 cup of sour cream (or plain Greek yogurt), 1/3 cup of melted coconut oil, 1 large egg, and 2 teaspoons of vanilla extract. Whisk vigorously until the mixture is completely smooth and well-incorporated. Next, add the dry ingredients: 2 cups of all-purpose flour (remember to fluff and level!), 1 teaspoon of baking soda, and 1/2 teaspoon of kosher salt. Mix until the ingredients are just partially combined. Finally, gently fold in 3/4 cup of white chocolate chips. Be careful not to overmix; a few streaks of flour are perfectly fine at this stage.

- Spoon Batter into the Prepared Pan: Preheat your oven to 350ºF (175ºC). Generously butter a 9×5-inch bread pan or spray it thoroughly with nonstick cooking spray that contains flour (this helps prevent sticking better than regular spray). Carefully spoon half of your prepared cinnamon swirl bread batter into the loaf pan, spreading it evenly to cover the bottom.
- Create the Iconic Swirl: Take your cinnamon sugar mixture and sprinkle all but 1 tablespoon of it evenly over the layer of batter in the pan. This will form the first, prominent swirl. Then, carefully spoon the remaining bread batter on top of the cinnamon sugar layer, spreading it gently to cover. Using a butter knife or a skewer, gently swirl the batter and cinnamon sugar together with a few gentle zig-zag motions. Be careful not to overmix; you want distinct ribbons, not a completely blended color. Finally, sprinkle the reserved 1 tablespoon of cinnamon sugar mixture over the very top of the batter in the pan.

- Add the Crunchy Cinnamon Crumble: Evenly crumble the prepared crunchy cinnamon topping over the entire surface of the loaf in the pan. This layer will bake into a beautiful, golden, and textured crust.
- Bake to Golden Perfection: Place the pan in your preheated oven and bake the cinnamon swirl bread for 55-65 minutes, or until a wooden skewer or toothpick inserted into the center comes out clean or with only moist crumbs attached. The top should be golden brown and the streusel set. If the topping starts to brown too quickly, lightly tent the loaf with aluminum foil. Once baked, remove the pan from the oven and let it cool in the pan on a wire rack for 10 minutes. This allows the bread to set and prevents it from sticking. After 10 minutes, carefully turn the loaf out onto the wire rack to cool completely to room temperature. Slice the homemade cinnamon swirl bread with a serrated knife and serve. Enjoy its warm, comforting flavors plain, or with a slather of butter!

Expert Baking Tips for Your Best Cinnamon Swirl Bread
Achieving a perfectly moist and flavorful cinnamon swirl bread is easy with a few insider tips. Here’s how to ensure your loaf turns out beautifully every time:
- Room Temperature Ingredients: Always ensure your eggs, milk, and sour cream are at room temperature. This allows them to emulsify better with other ingredients, creating a smoother, more uniform batter and promoting even baking, resulting in a tenderer crumb.
- Mixing Method Matters: You can choose between a stand mixer with a paddle attachment or simply a large bowl and a sturdy wooden spoon or whisk. If using a stand mixer, combine wet ingredients on medium speed until smooth, then add dry ingredients on low speed. Be sure to scrape down the sides of the bowl frequently to ensure everything is thoroughly combined without overmixing. For hand mixing, just ensure all ingredients are well incorporated.
- Flour-Enhanced Cooking Spray for the Pan: For the best release and a beautiful crust, I highly recommend using a cooking spray that contains flour (like Baker’s Joy or similar products). It provides a more robust nonstick coating than butter alone or plain cooking spray, especially for sweet breads that tend to stick.
- Mastering the Swirl: When it comes to swirling the batter, resist the urge to overmix! The goal is a beautiful marbled effect with distinct ribbons of cinnamon sugar and plain batter, not a uniform brown mixture. A few gentle zig-zags with a butter knife or skewer are all you need.
- Customizing Your White Chocolate Chips: While whole white chocolate chips are delicious, they can sometimes be heavy and sink to the bottom of the loaf. For a more even distribution throughout the bread, or if you prefer smaller bursts of sweetness, consider finely chopping the white chocolate chips or using mini chocolate chips instead. This ensures every slice gets a bit of that creamy goodness.
Make Ahead, Storing, and Freezing Your Cinnamon Swirl Loaf
This moist cinnamon bread is perfect for enjoying immediately, but also excellent for planning ahead or saving for later. Here’s how to manage your delicious loaf:
- Make Ahead: To save time on baking day, you can prepare the cinnamon swirl bread batter in advance. Store the batter in an airtight container in the refrigerator for up to 24 hours. When you’re ready to bake, simply give it a gentle stir (if needed) and follow the remaining instructions for spooning into the pan, swirling, and baking.
- Storing: Once your homemade cinnamon bread has completely cooled to room temperature, store it to maintain its freshness. You can place it in an airtight container or wrap it tightly in plastic wrap. It will stay wonderfully moist and delicious at room temperature for up to 2-3 days. For slightly longer storage, you can keep it in the refrigerator for up to a week.
- Freezing: This cinnamon sugar loaf freezes beautifully! To freeze, ensure the bread is completely cooled. Wrap the entire loaf (or individual slices) tightly in plastic wrap, then wrap it again in aluminum foil. Place the double-wrapped bread in a freezer-safe bag or an airtight freezer container. It can be frozen for up to 2-3 months without losing much quality. When you’re ready to enjoy, thaw it in the refrigerator overnight, then bring it to room temperature or gently warm it before serving for that freshly baked feel.
Common Questions About Our Cinnamon Swirl Bread
Here are answers to some frequently asked questions to help you bake the best cinnamon swirl bread possible:
Absolutely! The beauty of this sweet bread recipe is its versatility. You can easily swap out the white chocolate chips for other delicious additions like milk or dark chocolate chips, chopped nuts (pecans or walnuts work wonderfully), or even dried fruits such as raisins for a classic cinnamon raisin bread. Feel free to get creative with your favorite mix-ins!
A sinking middle in your cinnamon swirl bread can often be attributed to a couple of factors. Overmixing the batter develops too much gluten, which can cause the structure to collapse. Also, using old or inactive baking soda can prevent the bread from rising properly. Ensure your baking soda is fresh and follow the mixing instructions precisely, stirring only until just combined.
Yes, you certainly can! If you don’t have coconut oil or prefer not to use it, vegetable oil makes an excellent substitute in this recipe. It will provide similar moisture and tenderizing effects without altering the flavor profile significantly.
If you notice the crunchy cinnamon topping browning too quickly before the center of the bread is fully cooked, simply tent the loaf with a piece of aluminum foil. Do this during the last 15-20 minutes of baking. This acts as a shield, preventing further browning of the topping while allowing the interior of the cinnamon loaf to cook through perfectly.

Discover More Irresistible Cinnamon Recipes
If you’ve fallen in love with the comforting taste of cinnamon in this delicious loaf, be sure to explore our other fantastic cinnamon-inspired recipes:
- Cinnamon Banana Bread Recipe
- Mini Cinnamon Rolls
- Cinnamon Roll Cookies
- Cinnamon Chip Pancakes
Did you make this recipe? We’d absolutely love to hear about your baking experience! Leave a star rating and review right here on the blog post, or scroll below the recipe card to share your thoughts. Your feedback helps us and other bakers!
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Review
Cinnamon Swirl Bread
Ingredients
Cinnamon Sugar
- 1/3 cup granulated sugar
- 1 tablespoons ground cinnamon
Crunchy Cinnamon
- 1/2 cup brown sugar – lightly packed
- 1 tablespoon all purpose flour
- 1 tablespoon ground cinnamon –
- 2 tablespoons butter – melted
Bread Batter
- 1 cup light brown sugar – packed
- 2/3 cup milk – whole, 2%, or buttermilk,
- 1/2 cup sour cream – or plain greek yogurt
- 1/3 cup coconut oil – melted
- 1 large egg
- 2 teaspoons vanilla extract
- 2 cups all purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon kosher salt
- 3/4 cup white chocolate chips – I didn’t chop mine, but would suggest it just to make the pieces smaller and less likely to sink to the bottom 😊
Equipment
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9×5 bread pan
Instructions
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Preheat oven to 350°F. Butter a 9×5” bread pan, or thoroughly spray with nonstick cooking spray (that contains flour). Set aside.
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Make cinnamon sugar mixture: In a small bowl combine the sugar and cinnamon. Set aside.
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Make the crunchy cinnamon topping by mixing the brown sugar, flour, cinnamon, and melted butter together. Set aside.
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Make bread batter: In a large bowl whisk the brown sugar, milk, sour cream (or Greek yogurt), coconut oil, egg, and vanilla extract until smooth. Stir in the flour, baking soda, and kosher salt until partially combined. Then fold in the white chocolate chips.
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Spoon half of the batter into the bread pan. Sprinkle all but 1 tablespoon of the cinnamon sugar over the batter. Add the remaining batter over the cinnamon sugar. Use a butter knife and gently swirl the batter together. Top with the remaining 1 T of cinnamon sugar mixture.
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Crumble the crunchy cinnamon topping over the top of the loaf. Bake for 55 – 65 minutes or until the center is set. Remove from the oven and let cool in the pan for 10 mins then turn out on a wire rack to cool until room temperature. Slice and serve with butter or enjoy plain!